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      Merchant Services

      Business solutions that move with you.

      Our merchant services provide the tools you need to run your business with ease, helping simplify daily operations with solutions designed around your unique business needs.
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      Total Merchant Concepts

       We’re proud to partner with Total Merchant Concepts (TMC) to offer a wide range of payment processing solutions for your business needs, with no long-term contracts, competitive rates and low setup costs. 

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      Choose

      Select the account you’d like to open – all members start with a share savings account.
      Signature

      Apply

      Complete the application and provide a copy of your ID. It only takes 5 minutes.

      Fund

      Fund your account with at least $5 and confirm your information.

      Services We Offer

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      Free Business Assessments

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      Credit Card Acceptance

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      Payroll Services

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      Gift & Loyalty Card Programs

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      Social Media Assistance

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      Business Training & Development

      Merchant Services Highlights

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      Mobile Payment Processing

      Accept payments anywhere with tools like Clover Flex and SwipeSimple.
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      POS & Terminal Solutions

      Get the point of sale solutions that you need to run your business smoothly.
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      Accept All Major Credit Cards

      Process VISA, Mastercard, Discover, and American Express to serve every customer with ease.
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      Nonprofit Payment Solutions

      Accept donations easily with tools designed for fundraising, events, and donor engagement.
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      Mobile Processing Solutions

      Take payments anywhere with SwipeSimple and Clover Flex for ultimate business flexibility.
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      Gift and Loyalty Card Programs

      Build customer loyalty and increase repeat business with customized gift and rewards programs.

      Business Training and Development

      Access expert guidance and training resources to maximize your merchant services and grow.

      Special Savings for Nonprofits

      As a 501(c)(3) nonprofit organization, you can save upwards of 30% more on payment processing costs, helping you put more money back into your programs, services, and mission.

      Check

      Choose

      Select the account you’d like to open – all members start with a share savings account.
      Signature

      Apply

      Complete the application and provide a copy of your ID. It only takes 5 minutes.

      Fund

      Fund your account with at least $5 and confirm your information.
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      Ready to Get Started?

      Three simple steps to start accepting payments!

      Get started with Total Merchant Concepts by filling out our form. A team member from Total Merchant Concepts (TMC) will contact you to set up the services you need, then watch your business grow with flexible payment solutions.
      Contact TMC

      Merchant Services FAQs

      Business Services Contact Form

      Ready to get started with a business account?

      To ensure the best fit with our business products, fill out the form below or visit a branch to talk to us. We’ll help you find what works best for your goals.

      Disclosures

      Processing rates, transaction fees, and equipment costs are determined by Total Merchant Concepts and are based on your business profile and processing history. Rates and fees are subject to change. Additional terms and conditions apply to all merchant services, including POS systems, mobile processing solutions, and payment acceptance services. For complete details on current rates and service agreements, please visit our website or contact a business services representative.
      Merchant services are provided through Total Merchant Concepts (TMC), a third-party provider. Red Canoe Credit Union is not responsible for and does not guarantee the products, services, or performance of TMC. All merchant service agreements, fees, rates, and terms are subject to approval and may vary based on business type, transaction volume, and creditworthiness. Please contact TMC directly for current pricing and service details.