Checking Accounts
Find the account option that makes your everyday banking easier.
Checking accounts designed to help you get more from the money you already spend. Compare options to find the right fit for your lifestyle.
Checking Account Features
Premier Checking
A Checking Account with no minimum balance requirement and access to the following Red Canoe Perks:
- Cell phone coverage
- Roadside assistance
- ID theft protection
- Discount on loan rates
- Travel and shopping discounts
Elevate Checking
A high-yield checking that takes your money to new heights.
- No minimum balance requirement
- Earn higher dividends on your balance
- Refunded ATM fees up to $25/month
Premier Checking
A Checking Account with no minimum balance requirement and access to the following Red Canoe Perks:
- Cell phone coverage
- Roadside assistance
- ID theft protection
- Discount on loan rates
- Travel and shopping discounts
Premier Plus Checking
This VIP plan comes with all of the Red Canoe Perks of Premier Checking, plus:
- Credit score monitoring
- Higher certificate account rates
- Increased coverage limits
Disclosures
*Premier, Premier Plus and the Red Canoe Perks app are powered by BaZing. Find BaZing disclosures in the benefits guide you receive at account opening.

Get your Red Canoe Perks
Take advantage of Red Canoe Perks with a Premier or Premier Plus checking acccount. Powered by the BaZing network, the Perks app is how you'll access the discounts and coverage that come with your account.
- Click on your app store below and download the app.
- Using the email and temporary password you received in your email at account opening, login.
- Follow the prompts on-screen to complete your enrollment.

Open a Checking Account
Select
Choose between Simply Smart, Premier, or Premier Plus Checking
Apply
Complete the application and provide a copy of your ID. It only takes 5 minutes.
Fund
Fund your account with at least $5 and confirm your information.

Overdraft Programs
Peace of mind for your checking account.
When your account overdrafts, and you don’t have the funds to cover your purchases or automatic payments, there are several options for what can happen next. Click below to learn what options you have for overdraft protection.
A Branch or ATM Around Each Bend
11 branches spread across Washington and Oregon, plus 30,000+ surcharge-free ATMs.
Member, owner, neighbor – you’re a local and so are we.
Visit your nearest branch and use your debit card at a surcharge-free ATM for easy access and five-star service.

