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Security and Fraud

Keeping you safe is our priority.

At Red Canoe, we’re strongly committed to the safety and confidentiality of your personal information. One of the best ways to avoid fraud is to become educated, and we’re here to help.
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Your Security Comes First

Protecting your accounts and personal information is a top priority for us. Red Canoe will never call, email, or text you asking for a one-time passcode, your account passcode, your debit card number or any other sensitive information.

Reporting Fraud on Your Account

Reporting suspected fraud as soon as you notice it is critical. The faster we know, the faster we can help protect your account and limit potential losses.

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Debit Card Fraud

Learn what to do if you spot unfamiliar charges or suspect debit card fraud.


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ACH Fraud

Find out how to report unexpected ACH transfers or suspicious account activity.


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Identity Theft

Discover steps to report identity theft and protect your credit and accounts.


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Check Fraud

Learn what to do if someone alters, forges, or cashes a check without your permission.


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Tap Payment Schemes

Learn what to do if you spot unauthorized or suspicious tap-to-pay transactions.


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Account Takeover

Learn what to do if someone gains control of your account and makes changes or transactions without your permission.


Spot the Warning Signs

Learn the common tricks scammers use so you can protect your personal and financial information.
Report suspected fraud as soon as you notice it. The faster we know, the faster we can help.
  • You're being pressured or feeling a sense of urgency to act immediately. 
  • You’re asked to pay with gift cards, wire transfers, cryptocurrency, or other uncommon payment methods. Legitimate companies won’t ask for these.
  • If a prize, job offer, or investment sounds unrealistically generous, it probably is.
  • Check email addresses, phone numbers, and links carefully. Scammers often use names or addresses that look almost, but not quite, real.
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Common Types of Fraud

Know what to watch for.

Fraud can take many forms, but recognizing common scams can help you stay a step ahead. Learn how each one works and how to protect yourself.
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Identity Theft

The act of stealing and using someone’s personal information, like their Social Security Number, often for financial gain.
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Phishing

A scam where fraudsters send emails or messages pretending to be from trusted organizations to trick people into sharing personal information.
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Social Engineering

A scam tactic where someone uses deception or psychological tricks to get you to reveal sensitive information.
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Spoofing

When scammers disguise emails, phone numbers, or websites to make them look like they come from a trusted source.
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Romance Scams

Fraudsters build fake online relationships to gain trust, then ask for money, gift cards, or personal information. If someone you’ve never met in person asks for financial help, it’s a major red flag.
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Cryptocurrency

Scammers trick people into sending money or investing in fake crypto opportunities. Legitimate companies will never pressure you to buy or send cryptocurrency.

What We Will & Won't Ask You

Here’s how to recognize legitimate communication from us:
  • We'll NEVER contact you and ask for your Online Banking username, password, or other Online Banking credentials.
  • We'll NEVER contact you and ask for your debit card PIN or CVV. If you contact us, we may ask you to confirm the last 4 digits of a card number depending on your needs or concerns.
  • We'll NEVER ask via email or text for your personal information, such as your Social Security Number, card numbers, PIN or passwords.
  • We will not conduct financial transactions via email. If you receive such a request via email or text, please do not respond or click on any links within it.
  • If you notice suspicious account activity, please contact the credit union immediately.
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Report Suspicious Links

Something looks off? Let us know!

If you’ve received a suspicious link, email, or text that looks like it’s from Red Canoe, please report it here. We’ll investigate and make sure your information stays secure.

Fraud Prevention Tips










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Think You Can Spot the Scam?

Try this quick quiz and find out!

Take this short, interactive Google quiz to practice identifying fraudulent messages and improve your online safety in minutes.