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Positive Pay

Protect your business from check and ACH fraud

Stay in control of your account by reviewing transactions and taking action when something doesn't look right.
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What is Positive Pay?

 

Positive Pay is an easy-to-use service that helps protect your business accounts from check and ACH fraud. It compares transactions against the checks you’ve issued or the ACH rules you’ve set, helping you spot suspicious or unauthorized activity so you can review items and decide how they should be handled.

Positive Pay Highlights

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Fraud protection for your Business Accounts.

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Peace of mind with added visibility into account activity. 

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Reduce losses by identifying and responding to unauthorized transactions.

How Positive Pay Works

 Positive Pay helps you monitor transactions and take action when something doesn’t match your records or rules.
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Check Positive Pay

1. Upload your issued checks in Online Banking.
2. Clearing checks are compared to your issued check list.
3. Differences are flagged as exceptions.
4. You are notified when a check needs review.
5. You decide to pay or return the exception.
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ACH Positive Pay

1. Set rules for approved or blocked companies.
2. Transactions are compared to your rules.
3. Items that don't match rules are flagged as exceptions.
4. You're notified when a transaction needs review.
5. You decide how exception should be handled. 

Positive Pay FAQs








Business Services Contact Form

Ready to get started with a business account?

To ensure the best fit with our business products, fill out the form below or visit a branch to talk to us. We’ll help you find what works best for your goals.