Positive Pay
Protect your Business Account from Fraud
Use Positive Pay to help protect your Business Account from fraud so you can focus on growing your business.
Positive Pay Highlights
Protects your account from fraud.
Peace of mind that your funds are safe.
Saves money by preventing losses from unauthorized transactions.
.png)
What is Positive Pay?
Protecting your business from fraud.
Positive Pay a fraud‑protection service for your Business Accounts. It helps prevent losses from altered checks or unauthorized ACH withdrawals by matching items that clear your account against what you've authorized.
How Positive Pay Works
Check Positive Pay
1. Upload your issued checks in Online Banking.
2. Each clearing check is matched to your list.
3. Any mismatch is flagged for review.
4. You are notified if a check needs attention.
5. You decide to pay or return it.
ACH Positive Pay
1. Set rules for approved or blocked companies.
2. ACH debits are checked against your rules.
3. Unauthorized ACH debits are flagged as exceptions.
4. You're notified when an ACH item needs review.
5. Log in to approve or reject the item.
Positive Pay FAQs
-
Payment fraud can impact businesses of any size. Positive Pay helps protect your accounts by adding an extra layer of defense against check fraud and counterfeiting. It's simple to use and helps save time, effort, and money by reducing your exposure to fraud.
-
You'll receive a notification by email or SMS based on a customized schedule that you set. -
Positive Pay works best when accessed from a desktop or laptop. After logging in to digital banking, select Positive Pay and then Presented Checks to review the status of your checks.
