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      Construction Loans

      Turn Your Dream Home into a Reality

      From blueprint to move-in day, we’ll help you feel confident every step of the way.
      Get Started
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      We're Here to Make Building Simple

      With a Construction Loan at Red Canoe, you can expect: 
      • Construction phases supported for up to 18 months
      • Interest-only payments during the construction phase
      • A smooth transition into a traditional mortgage once construction is complete
      • Support for land purchase and home construction in one loan
      • Personal service and guidance from start to finish
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      What Building Looks Like

      Your Step-by-Step Guide

      Building your home doesn't have to be overwhelming. Let's walk through every step together.

      Construction Loan FAQs

      Construction Loan Partner

      Say hello to CoFi. A quick, seamless way to keep your build moving.

      Experience faster funding with our partner, CoFi. Helping your project stay on track. 
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      Faster Fund Disbursements

      Requests can be processed in days rather than weeks.

      Digital Draw Requests

      This is will be digital so there's no in-person visits needed, saving you time.

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      Secure and Transparent

      See exactly when draws are requested, approved, and paid.

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      Peace of Mind

      Get real-time updates right at your fingertips so you know what's happening every step of the way.

      Have Home Loans questions?

      We can’t wait to connect with you. 

      If you're wondering what your options are, or if you just want to talk to someone about your mortgage, home equity or new purchase needs, fill out the form below and a Home Loans Officer will reach out.

      Disclosures

      Loans subject to membership qualifications and credit approval. Rates subject to change.

      NMLS #440534
      We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
      Construction loans are available in Washington, Oregon and Idaho only until further notice.