Premier Plus Checking
Perks that add real value to your everyday banking.
Premier Plus gives you more from your money, with added benefits on top of our Premier Checking features. Open a new account or upgrade today.
An Account that Offers More
With Premier Plus Checking, you can enjoy all the added perks from Premier Checking, plus:
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Enjoy a rate bump for new Red Canoe Certificates
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Access higher protection benefit amount for Cell Phone Protection
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Check your credit score in the Red Canoe Perks app
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Access higher protection benefit amount for ID Theft Aid


Compare All Checking Account Features
| Benefit | Premier Checking* | Premier Plus Checking* | ||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Benefit | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
Premier Checking* | $400/claim |
Premier Plus Checking* | $600/claim |
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| Benefit | Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | Accidental Death CoveragePeace of mind for the unexpected. |
Premier Checking* | $10,000 |
Premier Plus Checking* | $25,000 |
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| Benefit | ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
Premier Checking* | $5,000 |
Premier Plus Checking* | $10,000 |
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| Benefit | Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | 0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | 0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
Premier Checking* | – |
Premier Plus Checking* | ||||||||||||||||||||||||
| Benefit | Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
Premier Checking* | – |
Premier Plus Checking* | ||||||||||||||||||||||||
| Benefit | Monthly Fee |
Premier Checking* | $7 |
Premier Plus Checking* | $10 |
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| Premier Checking* | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
$400/claim |
Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
Accidental Death CoveragePeace of mind for the unexpected. |
$10,000 |
ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
$5,000 |
Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
– |
Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
– |
Monthly Fee |
$7 |
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| Premier Plus Checking* | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
$600/claim |
Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
Accidental Death CoveragePeace of mind for the unexpected. |
$25,000 |
ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
$10,000 |
Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
Monthly Fee |
$10 |
Disclosures

Get your Red Canoe Perks
Take advantage of Red Canoe Perks with a Premier or Premier Plus checking acccount. Powered by the BaZing network, the Perks app is how you'll access the discounts and coverage that come with your account.
- Click on your app store below and download the app.
- Using the email and temporary password you received in your email at account opening, login.
- Follow the prompts on-screen to complete your enrollment.

Better Benefits are Waiting
Take your checking to the next level.
Opening a Premier Plus account is the easiest way to ensure your money is working as hard as you do. Give yourself all the perks that come with banking with Red Canoe, in addition to expanded savings and protection.
Premier Plus Checking FAQs
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There is no minimum balance required – only a low monthly fee of $10 to gain access to all the best Red Canoe Perks.
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Your Cell Phone Protection with a Premier Plus Checking account covers $600 per claim and $1,200 per year.
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Yes! To upgrade your checking account, contact us to get started.
“Personal service, every time. Pleasant and knowledgeable, patient and kind. Credit unions rock and Red Canoe is top of the heap.”
“Very knowledgeable and professional with a human touch. I'm looking forward to referring Red Canoe to families and friends.”
“I have been a member for over 40 years and have always been able to get the answers and help I need.”
“I feel comfortable doing my banking there because it's like a small town place.”
“Very warm and welcoming and so inviting. Made me feel like me and my account were just as important to them as they are to me.”

