Premier Checking
Perks that add real value to your everyday banking.
With Premier Checking, you get Red Canoe’s exclusive perks. Enjoy discounts, added protections, and features that make your everyday banking easier.
Earn More with Every Dollar
With Premier Checking and Red Canoe Perks powered by BaZing, you can:
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Get local and national discounts that can save you money on shopping, dining, travel and more
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Save on prescriptions, eye exams, frames, contacts and hearing services
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Enjoy discounted rates on new Red Canoe consumer loans
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Have your phone repaired or replaced, up to the max benefit limit per claim
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Fee secure with ID Theft Aid
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Have peace of mind with Buyer’s Protection and Extended Warranty
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Access 24/7 Roadside Assistance


Compare All Checking Account Features
| Benefit | Premier Checking* | Premier Plus Checking* | ||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Benefit | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
Premier Checking* | $400/claim |
Premier Plus Checking* | $600/claim |
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| Benefit | Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | Accidental Death CoveragePeace of mind for the unexpected. |
Premier Checking* | $10,000 |
Premier Plus Checking* | $25,000 |
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| Benefit | ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
Premier Checking* | $5,000 |
Premier Plus Checking* | $10,000 |
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| Benefit | Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | 0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
| Benefit | 0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
Premier Checking* | – |
Premier Plus Checking* | ||||||||||||||||||||||||
| Benefit | Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
Premier Checking* | – |
Premier Plus Checking* | ||||||||||||||||||||||||
| Benefit | Monthly Fee |
Premier Checking* | $7 |
Premier Plus Checking* | $10 |
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| Premier Checking* | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
$400/claim |
Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
Accidental Death CoveragePeace of mind for the unexpected. |
$10,000 |
ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
$5,000 |
Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
– |
Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
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Monthly Fee |
$7 |
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| Premier Plus Checking* | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
$600/claim |
Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
Accidental Death CoveragePeace of mind for the unexpected. |
$25,000 |
ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
$10,000 |
Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
Monthly Fee |
$10 |
Disclosures

Get your Red Canoe Perks
Take advantage of Red Canoe Perks with a Premier or Premier Plus checking acccount. Powered by the BaZing network, the Perks app is how you'll access the discounts and coverage that come with your account.
- Click on your app store below and download the app.
- Using the email and temporary password you received in your email at account opening, login.
- Follow the prompts on-screen to complete your enrollment.

Everyday Banking. Added Benefits.
Upgrade your checking experience with Red Canoe.
Enjoy no minimum balances, built-in fraud protection, and simple digital tools when you bank with us, plus extra rewards with Red Canoe Perks. Open your account today!
Premier Checking FAQs
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There is no minimum balance required – only a low monthly fee of $7 to access to your Red Canoe Perks!
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Your Cell Phone Protection with a Premier Checking account covers $400 per claim and $800 per year.
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Yes! To upgrade your Checking Account, or open another one, contact us.
