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Serving members since 1937
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Join Red Canoe and Get $150 Bonus* Today!

Unlock a new member bonus when you join and open a checking account.

For 88 years, Red Canoe has empowered members in Washington and Oregon to thrive with competitive rates, low fees, and community-focused banking.
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3 Checking Options, All Built for You

All Red Canoe checking accounts are equipped with Mobile Banking, Bill Pay, and Debit Round Up.

Boost Your Balance

Elevate Checking

High-yield checking that takes your money to new heights.

  • 4.25% APY* on balances up to $30,000
  • 4.16% Dividend rate
  • Interest compounds monthly
  • No minimum balance requirement
  • Refunded ATM fees up to $25/month
Preferred Status + Protection

Premier Plus Checking

Boost your account with VIP perks.

  • All of the benefits of Premier Checking
  • Credit monitoring
  • 0.25% APY certificate rate bump: valid on new certificate accounts
  • Higher protection amounts for cell phone protection, ID theft aid, and accidental death coverage

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How to Claim Your $150*

Open a Checking Account

Become a member either online or in person at one of our branches.

Use Your Account

Enroll in eStatements and complete 10 qualifying² transactions within 45 days.

Get $150*!

Your bonus funds will be automatically deposited to your account after 45 days and qualifications are met.
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Banking Made for You

Every account comes with convenient features to help you manage your money.
  • Anywhere Banking Tools

    Online and Mobile Banking for managing your finances anytime, anywhere.

  • No Minimum Balance Required

    Enjoy no balance requirements and savings with Red Canoe Perks.

  • Debit Card Round Up

    Enroll in Round-up to earn 6.00% APY³ on your first $1,000!

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A Branch or ATM Around Each Bend

11 branches spread across Washington and Oregon, plus 30,000+ surcharge-free ATMs.

Member, owner, neighbor – you’re a local and so are we. Visit your nearest branch and use your debit card at a surcharge-fee ATM for easy access and five-star service.
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Frequently Asked Questions




Disclosures

*Membership eligibility and account qualifications apply. Limit one New Member Account $150 Bonus (offer) per social security number. Offer is not valid on business accounts, or for anyone with an existing ownership account at Red Canoe Credit Union. Promotional period is effective April 1, 2026 - December 31, 2026. Qualifications include: open a new membership account ($5 minimum balance requirement) at Red Canoe Credit Union, open a checking account at the time of establishing your membership account, be age 15 or older, perform 10 qualifying checking account transactions² within 45 days of account opening and enroll in eStatement delivery.

²Qualifying transactions include ACH debits or credits, check clearings, bill payments, debit/credit card transactions and online debit/credit card purchases. ATM transactions and cash deposit/withdrawals will not qualify. Payout will occur after 45 days from account opening if all qualifications have been met. Red Canoe will not deposit Bonus Funds into a closed account or an account not in good standing. Red Canoe reserves the right to terminate this promotion at any time and promotion cannot be combined with any other offers or incentives.

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