Elevate Checking
High-yield checking that takes your money to new heights.
- 4.25% APY* on balances up to $30,000
- 4.16% Dividend rate
- Interest compounds monthly
- No minimum balance requirement
- Refunded ATM fees up to $25/month
All Red Canoe checking accounts are equipped with Mobile Banking, Bill Pay, and Debit Round Up.
High-yield checking that takes your money to new heights.
Our most popular account with Red Canoe's exclusive Perks.
Boost your account with VIP perks.
| Benefit | Elevate Checking | Premier Checking** | Premier Plus Checking** | |||
|---|---|---|---|---|---|---|
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Mobile Banking, Bill Pay and Debit Round Up |
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No Minimum Balance |
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Local Shopping Perks |
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Health Savings Card |
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Cell Phone Protection |
$400/claim |
$600/claim |
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Roadside Assistance |
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Accidental Death Coverage |
$10,000 Travel Accidental Death |
$25,000 Accidental Death |
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ID Theft Aid |
$5,000 personal ID theft benefit |
$10,000 personal ID theft benefit PLUS identity and credit monitoring |
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Buyer's Protection Extended Warranty |
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Billshark |
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0.25% Consumer Loan Discount |
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Monthly Fee |
$5 or waived with eStatements*** |
$7 |
$10 |
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|
Mobile Banking, Bill Pay and Debit Round Up |
Elevate Checking | Premier Checking** | Premier Plus Checking** | |||
|
No Minimum Balance |
Elevate Checking | Premier Checking** | Premier Plus Checking** | |||
|
Local Shopping Perks |
Elevate Checking | Premier Checking** | Premier Plus Checking** | |||
|
Health Savings Card |
Elevate Checking | Premier Checking** | Premier Plus Checking** | |||
|
Cell Phone Protection |
Elevate Checking | Premier Checking** |
$400/claim |
Premier Plus Checking** |
$600/claim |
|
|
Roadside Assistance |
Elevate Checking | Premier Checking** | Premier Plus Checking** | |||
|
Accidental Death Coverage |
Elevate Checking | Premier Checking** |
$10,000 Travel Accidental Death |
Premier Plus Checking** |
$25,000 Accidental Death |
|
|
ID Theft Aid |
Elevate Checking | Premier Checking** |
$5,000 personal ID theft benefit |
Premier Plus Checking** |
$10,000 personal ID theft benefit PLUS identity and credit monitoring |
|
|
Buyer's Protection Extended Warranty |
Elevate Checking | Premier Checking** | Premier Plus Checking** | |||
|
Billshark |
Elevate Checking | Premier Checking** | Premier Plus Checking** | |||
|
0.25% Consumer Loan Discount |
Elevate Checking | Premier Checking** | Premier Plus Checking** | |||
|
Monthly Fee |
Elevate Checking |
$5 or waived with eStatements*** |
Premier Checking** |
$7 |
Premier Plus Checking** |
$10 |
Online and Mobile Banking for managing your finances anytime, anywhere.
Enjoy no balance requirements and savings with Red Canoe Perks.
Enroll in Round-up to earn 6.00% APY³ on your first $1,000!



To qualify, you need to become a new member of Red Canoe Credit Union and open a new checking account. You must be 15 years or older, enroll in eStatements, and complete 10 qualifying transactions within 45 days of account opening.
Qualifying transactions include ACH debits or credits, check clearings, bill payments, and debit/credit card transactions made either online or in-store.
Our checking accounts do not require a minimum balance. A $5 deposit to the savings account is required to open a new membership account at Red Canoe Credit Union.
Disclosures
*Membership eligibility and account qualifications apply. Limit one New Member Account $150 Bonus (offer) per social security number. Offer is not valid on business accounts, or for anyone with an existing ownership account at Red Canoe Credit Union. Promotional period is effective July 1, 2025 - March 31, 2026. Qualifications include: open a new membership account ($5 minimum balance requirement) at Red Canoe Credit Union, open a checking account at the time of establishing your membership account, be age 15 or older, perform 10 qualifying checking account transactions² within 45 days of account opening and enroll in eStatement delivery.
²Qualifying transactions include ACH debits or credits, check clearings, bill payments, debit/credit card transactions and online debit/credit card purchases. ATM transactions and cash deposit/withdrawals will not qualify. Payout will occur after 45 days from account opening if all qualifications have been met. Red Canoe will not deposit Bonus Funds into a closed account or an account not in good standing. Red Canoe reserves the right to terminate this promotion at any time and promotion cannot be combined with any other offers or incentives.
Privacy and security policies on the linked site may differ from Red Canoe Credit Union's. Red Canoe does not represent the third party or the member if the two enter into a transaction. Red Canoe is not responsible for the content, security, or operation of the linked site.