Checking That Works for You

Checking Accounts

New to Red Canoe? Apply Here!

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If you want to upgrade your existing Red Canoe Checking account to Premier or Premier Plus, please contact us!

With Our Checking Account Options You Can Expect…

  • No minimum balance requirements
  • Free fraud protection
  • Everyday banking tools
  • To earn as you spend with a Debit Card Round Up account. Every debit card transaction will be rounded to the nearest dollar and at the end of the day, we’ll transfer the total of those round-ups to your new Round Up Savings account. Earn a premium APY* of 6% on the first $1,000 you save!

Premier Checking with Red Canoe Perks

Save money on the things you’re already paying for with your Premier Checking account. You’ll get Red Canoe’s standard everyday banking tools, and can save with every swipe with Debit Card Round Up. You’ll have access to the following discounts and protection benefits, powered by the BaZing savings network for a low monthly fee:

  • Shop Local, Save Local – Get local and national discounts that can save you money on shopping, dining, travel and more!
  • Health Savings – Save on prescriptions, eye exams, frames, contacts and hearing services.
  • Cell Phone Protection – We’ll pay to have your phone repaired or replaced, up to the max benefit limit per claim. Use your Premier or Premier Plus account to pay your phone bill, and you’re covered.
  • Roadside Assistance – Available 24/7 and free to use.
  • ID Theft Aid – Feel secure in knowing that your Premier checking account includes coverage if your identity is compromised.
  • Buyer’s Protection and Extended Warranty – Purchases you’ve made with your Premier or Premier Plus account will be covered up to 180 days from purchase.
  • Discounted rates on new Red Canoe consumer loans

Premier Plus Checking with Red Canoe Perks

Get all the money saving benefits of the Premier Checking account for a monthly fee, PLUS these additional benefits:

  • Credit monitoring – get your credit score in the Red Canoe Perks app!
  • A rate bump for new Red Canoe certificates
  • Higher protection benefit amount for Cell Phone Protection
  • Higher protection benefit amount for ID Theft aid

Simply Smart Checking

Our simplest checking account comes with our easy to use banking tools, Debit Card Round Up and no minimum balance requirement. The monthly fee for Simply Smart is waived when enrolled in eStatements, or if you are age 70 and older, or age 18 and under.

*APY = Annual Percentage Yield. Debit Round Up Savings Accounts pay a higher dividend rate on balances up to $1,000. The remaining balance over $1,000 earns the standard savings account dividend rate.