Budgeting with 50/30/20
A Guide to Proportional Budgeting
Building a budget might seem like a daunting task if you don’t know how to get started. Here’s a step-by-step guide to breaking down your spending into needs, wants, and savings goals so you can build a better budget!
Scholarship Application Time Savers
And Finding Free Money to Help with Tuition
Saving on tuition before heading to college can help you come out ahead when you graduate, rather than drowning in debt. Scholarships are basically free money that you can put towards your education. And the more you apply for, the better. Here are some helpful tips to help you save time on scholarship apps.
How to Pay Down Your Debts
What Do I Do?
Most people have some sort of debt in their life. Whether it’s a home loan or a credit card balance, repaying your debts can sometimes seem like climbing a snowy mountain. Here are some things to do – and some things to avoid – when paying down your debts, and different Debt Repayment Strategies that you can use to help you shrink your debt more quickly.
Paying Yourself First
How to Make Saving Simple
If you’re like most people, then feeding your savings account isn’t at the top of your to-do list. Oh, it’s on the list, but it falls below more important things like cutting your rent check or paying your recent medical bill. Believe it or not, paying yourself first is a great way improve your financial well-being while helping you reach your long-term goals more easily.
Overcoming “Credit Card Shyness”
And How to Use Your Credit Card
What kind of relationship do you have with your credit card? Are you maxed to the limit? Do you avoid using your card at all costs for fear of falling into debt? Many people fall into one of these categories. Understanding what credit is and how to use it can go a long way when it finally comes time to take out your first card or start building your credit.
Free Ways to Support Local
5 Tips for Feeding Your Local Economy
Do you love where you live? Where you work? If so, a great way to show it is by contributing to your local economy. There are tons of ways to help your community thrive that don’t involve signing a donation check or starting a small business. It can be as simple as writing an online review or banking with a Credit Union!
Tips for Tracking Down Your Dream Career
And How to Answer the "College or Work" Question
What should you do after high school? Work or college? How do know which path will take you where you want to go? Sometimes, exploring the different career options that interest you can help you answer this question. But how exactly do you decide what kind of career you’re interested in?
How Your Paycheck Adds Up
And Understanding Withholdings
Do you ever wonder how your hourly wage or your yearly salary translates to the dollar amount on your paycheck? Check out this installment of It’s a Money Thing to learn how different taxes and withholdings affect your take-home pay and what that means for your pocketbook.