Skip to content
Serving members since 1937
Get Started

Move Your Auto Loan and Get $250*!

Shift Gears to Red Canoe

And stack your savings. Earn $250* for each Auto Loan refinance with us!
Get Started
$250 Auto Hero Image

How It Works

icon-red-1

Ready?

Apply online or visit your nearest Red Canoe branch.
icon-red-2

Set.

Move your existing Auto Loan to Red Canoe with a minimum loan amount of $5,000.
icon-red-3

Go!

Get $250* once your loan is funded. It's that easy!
icon-red-1

Ready

Apply online or in person at a branch.
icon-red-2

Set

Move your existing Auto Loan or open a new one of $5,000 or more.
icon-red-3

Go

Get $250* once your loan is funded. It's that easy!
Get Started

Have questions about the $250* Auto Loan offer?

We've got the info you need.
Get the details delivered straight to your inbox.

Not a Member? No Problem.

Become a member with a checking account and you could earn $150** when you meet qualifications. 

Benefits of Refinancing

icon-blue-arrow-up

It Could Lower Your Rate

Refinancing may lower your loan rate, which potentially means lower monthly payments.
icon-blue-clock

It Could Shorten Your Loan Term

Refinancing could shorten your loan term, allowing you to pay it off sooner.
icon-blue-heart

We Don't Charge to Refinance

Red Canoe doesn't charge an application fee to refinance your Auto Loan.

We're More Than a Pit Stop

We're in it for the long haul. With Red Canoe Auto Loans you get:
  • Rates as low as 5.74% APR¹
  • A smooth and easy loan process
  • An easy online application
  • Local service
Get Started
RC_Friends-In-Car-Bullet-Img
RC-Car-Couple-bullet2

Auto Loan FAQs

Get Started

A Branch or ATM Around Each Bend

11 branches spread across Washington and Oregon, plus 30,000+ surcharge-free ATMs.

Member, owner, neighbor – you’re a local and so are we. Visit your nearest branch and use your debit card at a surcharge-fee ATM for easy access and five-star service.

IMG

Disclosures

¹Annual Percentage Rate. All rates and financing are based on the applicant’s credit worthiness and the term of the loan. Lowest rates listed apply to the lowest term available. Rates are subject to change without notice; see credit union’s website for today’s rates.
*Offer valid for a limited time. Loans must be refinanced from an outside lender. Subject to credit approval and membership eligibility. Vehicle must meet Red Canoe’s collateral requirements. Minimum loan amount: $5,000. Loan must be funded to qualify for the $250 cashback offer. Cashback will be deposited within 30 days of loan funding. Red Canoe reserves the right to modify or end this offer at any time. Cashback totaling $600 or more in a calendar year may be reported to the IRS via Form 1099-MISC. Offer ends 10/31/2025.
**Membership eligibility and account qualifications apply. Limit one New Member Account $150 Bonus (offer) per social security number. Offer is not valid on business accounts, or for anyone with an existing ownership account at Red Canoe Credit Union. Promotional period is effective July 1 - September 30, 2025. Qualifications include: open a new membership account ($5 minimum balance requirement) at Red Canoe Credit Union, open a checking account at the time of establishing your membership account, be age 15 or older, perform 10 qualifying checking account transactions² within 45 days of account opening and enroll in eStatement delivery.