Checking that Works for You

Simply Smart Checking

A Better Way to Bank

Are you looking for a free checking account with awesome rewards and no hidden fees? Then it’s time you switched to a Simply Smart Checking account at Red Canoe.

What to Expect

  • No monthly fees
  • No minimum balance requirements
  • Free access to Online Banking
  • Free iPhone/Android Mobile Banking app
  • Free and secure eStatements
  • Free account alerts
  • Free fraud protection
Woman sitting in a cafe, holding a cup of coffee in one hand a mobile phone in the other hand.

Earn Free Debit Rewards

How would you like to earn rewards just for using your Debit Card? When you open a Simply Smart Checking account with Red Canoe, you can start earning rewards on your everyday purchases immediately. All you have to do is:

  • Sign up for free and secure eStatements
  • Maintain an average monthly balance of $250 or more
  • Use your debit card

It’s as simple as that. Don’t meet the requirements? No problem! Simply Smart Checking has no monthly fees or balance requirements. Our rewards program lets you earn rewards for every month you do meet the requirements without penalizing you for the months you don’t!

Every November, your rewards will be automatically deposited into your account. That means you’ll get the rewards that you qualify for without the hassle or worry of penalties or deadlines. It’s just our way of saying thanks for being a part of the Red Canoe family!