Checking that Works for You

Simply Smart Checking


With Our Simply Smart Checking Account You Can Expect…

  • No monthly fees
  • No minimum balance requirements
  • Free access to Online Banking
  • Free iPhone/Android Mobile Banking app
  • Free and secure eStatements
  • Free account alerts
  • Free fraud protection

Earn While You Spend

Debit Card Round Up
Open a Debit Card Round Up account and earn while you spend! Every time you use your debit card, the transaction will be rounded to the nearest dollar. At the end of the day, we’ll transfer the total of those round-ups to your new Round Up Savings account. Earn a premium APY* of 3% on the first $1,000 you save!

Debit Rewards
Earn rewards just for using your Debit card when you open a Simply Smart Checking account! All you have to do is:

  • Sign up for free eStatements
  • Use your debit card

Don’t meet the requirements? No problem! Simply Smart Checking has no monthly fees or balance requirements. Our rewards program lets you earn rewards for every month you do meet the requirements without penalizing you for the months you don’t!

New to Red Canoe?

Apply Here

Already a Member?

Apply in Online Banking

Don’t Have Online Banking?

Sign Up & Apply

*APY = Annual Percentage Yield. Valid only with Simply Smart Checking Accounts. Debit Round Up Savings Accounts pay a higher dividend rate on balances up to $1,000. The remaining balance over $1,000 earns the standard savings account dividend rate.