Establishing Credit the Smart Way

Share Secured Loans

Helping You Reach Your Goals

Our Share Secured Loans allow you to borrow against the balance of your savings, certificate, or money market accounts, allowing you to get a lower interest rate.

Many people ask, what’s the purpose of borrowing against money you have to spend? We use Share Secured Loans to help a variety of members with their unique needs.

Call us today to talk about borrowing against the balance of one of your accounts.

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The Credit Rebuilder

If you have bruised credit or have a hard time getting a loan because of your payment history, a Shared Secured Loan can be the right kind of loan to get you back on your feet by rebuilding your credit. If you’ve been turned down for loans in the past, talk to us about it. We’d like to help you create a personalized plan to rebuild your credit.

The Credit Establisher

Establishing healthy credit is a very important step for young adults to have a successful financial future. Acquiring debt is not always advisable for young adults, but having a healthy credit score is very important for their financial future. When it comes to buying a house, qualifying for lower rates on insurance, or even getting certain jobs, a good credit score will save you a lot of money.

A Share Secured Loan is a great way to establish a credit history. Simply save up enough money to borrow against- we recommend at least $500 – and then come and talk to us. We’d like to walk you through the process, and educate you along the way.

The Savings Protector

Sometimes you want to get a loan for something, even when you have all the money saved up. Some members prefer the discipline of borrowing against their savings to buy a car, go on vacation, or to meet some other need. Our Share Secured Loans have a low interest rate – just 2% above the dividend rate – and can offer you a low-cost way to finance your purchase without draining your savings. We’d be happy to help you decide if this is the right option for you.

Call us today to talk about borrowing against the balance of one of your accounts.