It is easy to get $150*

Open a new membership with a checking account.

Sign up for eStatements and perform 10 qualifying* transactions in 45 days.

Get $150*!

Apply Now

  • No minimum balance requirements
  • Free fraud protection
  • Everyday banking tools

Simply Smart Checking

Our simplest checking account comes with our easy to use banking tools, Debit Card Round Up and no minimum balance requirement. The monthly fee for Simply Smart is waived when enrolled in eStatements, or if you are age 70 and older, or age 18 and under.

Premier Checking with Red Canoe Perks

Save money on the things you’re already paying for with your Premier Checking account. You’ll get Red Canoe’s standard everyday banking tools, and can save with every swipe with Debit Card Round Up. You’ll have access to the following discounts and protection benefits, powered by the BaZing savings network for a low monthly fee:

  • Shop Local, Save Local – Get local and national discounts that can save you money on shopping, dining, travel and more!
  • Health Savings – Save on prescriptions, eye exams, frames, contacts and hearing services.
  • Cell Phone Protection – We’ll pay to have your phone repaired or replaced, up to the max benefit limit per claim. Use your Premier or Premier Plus account to pay your phone bill, and you’re covered.
  • Roadside Assistance – Available 24/7 and free to use.
  • ID Theft Aid – Feel secure in knowing that your Premier checking account includes coverage if your identity is compromised.
  • Buyer’s Protection and Extended Warranty – Purchases you’ve made with your Premier or Premier Plus account will be covered up to 180 days from purchase.
  • Discounted rates on new Red Canoe consumer loans

Premier Plus Checking with Red Canoe Perks

Get all the money saving benefits of the Premier Checking account for a monthly fee, PLUS these additional benefits:

  • Credit monitoring – get your credit score in the Red Canoe Perks app!
  • A rate bump for new Red Canoe certificates
  • Higher protection benefit amount for Cell Phone Protection
  • Higher protection benefit amount for ID Theft aid

*Membership eligibility and account qualifications apply. Limit one New Member Account $150 Bonus (offer) per social security number. Offer is not valid on business accounts, or for anyone with an existing ownership account at Red Canoe Credit Union. Promotional period is effective June 7 – August 31, 2024. Qualifications include: open a new membership account ($5 minimum balance requirement) at Red Canoe Credit Union, open a checking account at the time of establishing your membership account, be age 16 or older, perform 10 qualifying checking account transactions within 45 days of account opening and enroll in eStatement delivery.

Qualifying transactions include ACH debits or credits, check clearings, bill payments, debit/credit card transactions and online debit/credit card purchases. ATM transactions and cash deposit/withdrawals will not qualify. Payout will occur after 45 days from account opening if all qualifications have been met. Red Canoe will not deposit Bonus Funds into a closed account or an account not in good standing. Red Canoe reserves the right to terminate this promotion at any time and promotion cannot be combined with any other offers or incentives.

Debit Round Up Savings Accounts pay a higher dividend rate on balances up to $1,000. The remaining balance over $1,000 earns the standard savings account dividend rate. APY = Annual Percentage Yield. Round up valid only with Checking Accounts.