Auto Loans
Whether you're purchasing your first car or expanding to fit your ever-growing family's needs, Red Canoe has the right loan for you. At Red Canoe, you'll receive a customized loan and a personal loan officer to tailor your loan just for you.
At Red Canoe, you'll get:
- Low, fixed rates
- No application fees
- Flexible terms and financing options to meet your needs
- 24-hour convenience
- A personal loan officer to walk you through the process
Apply Now || Calculate Payments || Current Rates
Red Canoe now has a hassle-free way to purchase your next vehicle. We've partnered with Autoland, the nation's leading auto-buying service provider for credit union members. Autoland will walk you through the car buying process from beginning to end, saving you time and the frustration of spending the day at the dealership.
Your personal Autoland consultant will:
- Contact the dealers for you and negotiate a firm buying price on the exact car you want. No pressure from salesmen, no inflated pricing and no more checking with manager on a price!
- Take your trade-in vehicle - no matter what the condition.
- Help you browse their online inventory of pre-owned vehicles.
Contact Autoland today to purchase your next new or pre-owned vehicle.
24 Hour Convenience
Financing your next vehicle with Red Canoe is easier than ever. Now you can call 24-hours a day, apply online day or night or even get a loan directly at select dealerships through our Credit Union Direct Lending Program (CUDL).
Credit Union Direct Lending is simple. Just visit a participating dealership in Washington, Oregon, Idaho or California and tell them you want to finance your next car with a Red Canoe auto loan. They will process your application and upon approval, you drive away in your new car.
For a list of participating dealers or for more information, visit www.cudirect.com.
Don't live in the CUDL network area? You can also apply for a loan on this Web site 24 hours a day or by phone at 800-562-5611. A loan officer will contact you within the next business day to get you pre-approved for a low-rate Red Canoe auto loan.
How to Buy a Car
- Know how much you can afford. This is not just the monthly payment, but how much the overall cost of the vehicle is and how long you want to pay on your loan. Click here for a link to our loan calculator.
- Know how much insurance will be. In most cases, you will be required to have full coverage insurance on your car as long as you have a loan for it. It is important to calculate insurance prices before you buy. Sometimes, the cost of insurance can put you over your original budget.
- Figure out how much down payment (if any) you can afford. This will affect the monthly payment amount on your loan and perhaps the term.
- If you need further help calculating payment options, always call the credit union for help before you buy. We will help you find the right loan amount for your income so you don't over buy.
- Do your research. Know the value of the car you wish to buy. Our online Web site has all the information you need to research new vehicles, get the value of your current vehicle, calculate payments and much more.
- Get preapproved from us before you go to the lots. Your personal loan officer will assist you in finding the right loan for your needs.
Resources:
Used Vehicle Retail and Trade In Values
Use Red Canoe's online Car Center to find the retail or trade in value of your vehicle.
Carfax Title History Check
Check a used vehicle for odometer fraud, salvage history, and flood damage.
